Western Mutual Ins Co of MN

Balaton, MN

Rating Date

October 2025

NAIC
Classification

Property & Casualty

Risk Adjusted
Capital Ratio #1

2.27

Risk Adjusted
Capital Ratio #2

1.51

Loss
Ratio

43.53%

Total
Assets

13.46M

Capital

7.25M

Net
Premiums

2.77M

Net
Income

656.85K

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Weiss Ratings	Western Mutual Ins Co of MN Balaton, MN	Click to Compare	Click to Compare	Click to Compare
Rating	C
Capitalization Index	7.60
Investment Safety Index	--
Liquidity Index	7.20
Profitability Index	5.00
Reserve Adequacy Index	4.60
Stability Index	2.60

Company Info	Western Mutual Ins Co of MN Balaton, MN	Click to Compare	Click to Compare	Click to Compare
Industry	P&C
NAIC Number	12362
Phone Number	(507) 734-3541
Website	www.westmut.com
Address	125 Third Street Balaton, MN 56115

Balance Sheet	Western Mutual Ins Co of MN Balaton, MN	Click to Compare	Click to Compare	Click to Compare
Total Assets	13.46M

Capital and Reserves	Western Mutual Ins Co of MN Balaton, MN	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	2.27
Risk-Adjusted Capital Ratio #2	1.51
1-Year Reserve Development	300.00%
2-Year Reserve Development	190.00%
Capital	7.25M
Premium to Surplus	90.00%
Reserves to Surplus	10.00%

Investments	Western Mutual Ins Co of MN Balaton, MN	Click to Compare	Click to Compare	Click to Compare
Cash	--
CMO & Structured Securities	--
Common & Preferred Stock	--
Invested Assets	--
Investments in Affiliates	--
Mortgages in Good Standing	--
Non-Investment Grade Bonds	--
Non-Performing Mortgages	--
Other Investment Grade Bonds	--
Other Investments	--
Real Estate	--

Operating Ratios	Western Mutual Ins Co of MN Balaton, MN	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	--
Cash From Underwriting	120.00%
Combined Ratio	90.00%
Expense Ratio	40.00%
Loss Ratio	43.53%
Net Premium Growth	-20.00%

Other Medical	Western Mutual Ins Co of MN Balaton, MN	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	--
Capitation Pay	--
Contractual Pay	--
Enrollment	--
Fee For Service	--
Medical Expense Per Member Per Month	--
Network Physicians	--
Other Pay	--
Salary Pay	--
Total Patient Encounters - Physician	--
Total Patient Encounters-Non-Physician	--

Profitability	Western Mutual Ins Co of MN Balaton, MN	Click to Compare	Click to Compare	Click to Compare
Net Income	656.85K
Net Premium	2.77M
Health Premium	--