Bird Island-Hawk Creek Mutl In

Bird Island, MN

Rating Date

June 2026

NAIC
Classification

Property & Casualty

Risk Adjusted
Capital Ratio #1

2.85

Risk Adjusted
Capital Ratio #2

1.98

Loss
Ratio

43.35%

Total
Assets

11.86M

Capital

7.08M

Net
Premiums

5.96M

Net
Income

879.13K

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Weiss Ratings	Bird Island-Hawk Creek Mutl In Bird Island, MN	Click to Compare	Click to Compare	Click to Compare
Rating	D
Capitalization Index	8.00
Investment Safety Index	--
Liquidity Index	6.90
Profitability Index	8.70
Reserve Adequacy Index	5.20
Stability Index	2.60

Company Info	Bird Island-Hawk Creek Mutl In Bird Island, MN	Click to Compare	Click to Compare	Click to Compare
Industry	P&C
NAIC Number	12369
Phone Number	(320) 365-3546
Website	bihcm.com
Address	351 East Highway 212 Bird Island, MN 55310

Balance Sheet	Bird Island-Hawk Creek Mutl In Bird Island, MN	Click to Compare	Click to Compare	Click to Compare
Total Assets	11.86M

Capital and Reserves	Bird Island-Hawk Creek Mutl In Bird Island, MN	Click to Compare	Click to Compare	Click to Compare
Risk-Adjusted Capital Ratio #1	2.85
Risk-Adjusted Capital Ratio #2	1.98
1-Year Reserve Development	1.62%
2-Year Reserve Development	-3.94%
Capital	7.08M
Premium to Surplus	84.21%
Reserves to Surplus	10.53%

Investments	Bird Island-Hawk Creek Mutl In Bird Island, MN	Click to Compare	Click to Compare	Click to Compare
Cash	--
CMO & Structured Securities	--
Common & Preferred Stock	--
Invested Assets	--
Investments in Affiliates	--
Mortgages in Good Standing	--
Non-Investment Grade Bonds	--
Non-Performing Mortgages	--
Other Investment Grade Bonds	--
Other Investments	--
Real Estate	--

Operating Ratios	Bird Island-Hawk Creek Mutl In Bird Island, MN	Click to Compare	Click to Compare	Click to Compare
Medical Loss Ratio	--
Cash From Underwriting	114.54%
Combined Ratio	87.78%
Expense Ratio	44.43%
Loss Ratio	43.35%
Net Premium Growth	23.24%

Other Medical	Bird Island-Hawk Creek Mutl In Bird Island, MN	Click to Compare	Click to Compare	Click to Compare
Bonus Pay	--
Capitation Pay	--
Contractual Pay	--
Enrollment	--
Fee For Service	--
Medical Expense Per Member Per Month	--
Network Physicians	--
Other Pay	--
Salary Pay	--
Total Patient Encounters - Physician	--
Total Patient Encounters-Non-Physician	--

Profitability	Bird Island-Hawk Creek Mutl In Bird Island, MN	Click to Compare	Click to Compare	Click to Compare
Net Income	879.13K
Net Premium	5.96M
Health Premium	--