D
Bird Island-Hawk Creek Mutl In
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.84
Risk Adjusted
Capital Ratio #2
1.34
Loss
Ratio
45.02%
Total
Assets
11.29M
Capital
6.41M
Net
Premiums
2.40M
Net
Income
147.55K
My Lists My Alerts
Weiss Ratings Bird Island-Hawk Creek Mutl In
Bird Island, MN 		Click to
Compare		 Click to
Compare		 Click to
Compare
Rating D
Capitalization Index 7.50
Investment Safety Index --
Liquidity Index 7.70
Profitability Index 8.30
Reserve Adequacy Index 4.70
Stability Index 0.00
Company Info Bird Island-Hawk Creek Mutl In
Bird Island, MN 		Click to
Compare		 Click to
Compare		 Click to
Compare
Industry P&C
NAIC Number 12369
Phone Number (320) 365-3546
Website bihcm.com
Address 351 East Highway 212 Bird Island, MN 55310
Balance Sheet Bird Island-Hawk Creek Mutl In
Bird Island, MN 		Click to
Compare		 Click to
Compare		 Click to
Compare
Total Assets 11.29M
Capital and Reserves Bird Island-Hawk Creek Mutl In
Bird Island, MN 		Click to
Compare		 Click to
Compare		 Click to
Compare
Risk-Adjusted Capital Ratio #1 1.84
Risk-Adjusted Capital Ratio #2 1.34
1-Year Reserve Development -390.00%
2-Year Reserve Development 160.00%
Capital 6.41M
Premium to Surplus 80.00%
Reserves to Surplus 10.00%
Investments Bird Island-Hawk Creek Mutl In
Bird Island, MN 		Click to
Compare		 Click to
Compare		 Click to
Compare
Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Bird Island-Hawk Creek Mutl In
Bird Island, MN 		Click to
Compare		 Click to
Compare		 Click to
Compare
Medical Loss Ratio --
Cash From Underwriting 160.00%
Combined Ratio 90.00%
Expense Ratio 50.00%
Loss Ratio 45.02%
Net Premium Growth --
Other Medical Bird Island-Hawk Creek Mutl In
Bird Island, MN 		Click to
Compare		 Click to
Compare		 Click to
Compare
Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Bird Island-Hawk Creek Mutl In
Bird Island, MN 		Click to
Compare		 Click to
Compare		 Click to
Compare
Net Income 147.55K
Net Premium 2.40M
Health Premium --