C
Bird Island-Hawk Creek Mutl In
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.00
Risk Adjusted
Capital Ratio #2
0.90
Loss
Ratio
45.02%
Total
Assets
11.19M
Capital
7.03M
Net
Premiums
4.84M
Net
Income
774.03K
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Weiss Ratings Bird Island-Hawk Creek Mutl In
Bird Island, MN 		Click to
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Rating C
Capitalization Index 6.50
Investment Safety Index --
Liquidity Index 9.10
Profitability Index 8.30
Reserve Adequacy Index 4.70
Stability Index 1.20
Company Info Bird Island-Hawk Creek Mutl In
Bird Island, MN 		Click to
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Industry P&C
NAIC Number 12369
Phone Number (320) 365-3546
Website bihcm.com
Address 351 East Highway 212 Bird Island, MN 55310
Balance Sheet Bird Island-Hawk Creek Mutl In
Bird Island, MN 		Click to
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Total Assets 11.19M
Capital and Reserves Bird Island-Hawk Creek Mutl In
Bird Island, MN 		Click to
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Risk-Adjusted Capital Ratio #1 1.00
Risk-Adjusted Capital Ratio #2 0.90
1-Year Reserve Development -390.00%
2-Year Reserve Development 160.00%
Capital 7.03M
Premium to Surplus 80.00%
Reserves to Surplus 10.00%
Investments Bird Island-Hawk Creek Mutl In
Bird Island, MN 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Bird Island-Hawk Creek Mutl In
Bird Island, MN 		Click to
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Medical Loss Ratio --
Cash From Underwriting 160.00%
Combined Ratio 90.00%
Expense Ratio 50.00%
Loss Ratio 45.02%
Net Premium Growth --
Other Medical Bird Island-Hawk Creek Mutl In
Bird Island, MN 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Bird Island-Hawk Creek Mutl In
Bird Island, MN 		Click to
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Net Income 774.03K
Net Premium 4.84M
Health Premium --