C
Flom Region Mutual Ins Co
Flom,  MN
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
6.38
Risk Adjusted
Capital Ratio #2
4.87
Loss
Ratio
32.99%
Total
Assets
8.91M
Capital
6.24M
Net
Premiums
2.95M
Net
Income
510.79K
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Weiss Ratings Flom Region Mutual Ins Co
Flom, MN 		Click to
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Rating C
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 8.00
Profitability Index 7.90
Reserve Adequacy Index 4.80
Stability Index 2.50
Company Info Flom Region Mutual Ins Co
Flom, MN 		Click to
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Industry P&C
NAIC Number 12384
Phone Number (218) 567-8261
Website flomregionmutual.com
Address P.O. Box 298 Flom, MN 56541
Balance Sheet Flom Region Mutual Ins Co
Flom, MN 		Click to
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Total Assets 8.91M
Capital and Reserves Flom Region Mutual Ins Co
Flom, MN 		Click to
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Risk-Adjusted Capital Ratio #1 6.38
Risk-Adjusted Capital Ratio #2 4.87
1-Year Reserve Development 0.61%
2-Year Reserve Development 2.24%
Capital 6.24M
Premium to Surplus 47.22%
Reserves to Surplus 4.38%
Investments Flom Region Mutual Ins Co
Flom, MN 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Flom Region Mutual Ins Co
Flom, MN 		Click to
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Medical Loss Ratio --
Cash From Underwriting 114.68%
Combined Ratio 78.08%
Expense Ratio 45.09%
Loss Ratio 32.99%
Net Premium Growth 19.18%
Other Medical Flom Region Mutual Ins Co
Flom, MN 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Flom Region Mutual Ins Co
Flom, MN 		Click to
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Net Income 510.79K
Net Premium 2.95M
Health Premium --