C
Flom Region Mutual Ins Co
Flom,  MN
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
3.37
Risk Adjusted
Capital Ratio #2
2.47
Loss
Ratio
46.44%
Total
Assets
8.52M
Capital
5.66M
Net
Premiums
1.40M
Net
Income
-72.27K
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Weiss Ratings Flom Region Mutual Ins Co
Flom, MN 		Click to
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Rating C
Capitalization Index 9.20
Investment Safety Index --
Liquidity Index 9.20
Profitability Index 4.30
Reserve Adequacy Index 4.60
Stability Index 1.10
Company Info Flom Region Mutual Ins Co
Flom, MN 		Click to
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Industry P&C
NAIC Number 12384
Phone Number (218) 567-8261
Website flomregionmutual.com
Address P.O. Box 298 Flom, MN 56541
Balance Sheet Flom Region Mutual Ins Co
Flom, MN 		Click to
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Total Assets 8.52M
Capital and Reserves Flom Region Mutual Ins Co
Flom, MN 		Click to
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Risk-Adjusted Capital Ratio #1 3.37
Risk-Adjusted Capital Ratio #2 2.47
1-Year Reserve Development 280.00%
2-Year Reserve Development 70.00%
Capital 5.66M
Premium to Surplus 40.00%
Reserves to Surplus 0.00%
Investments Flom Region Mutual Ins Co
Flom, MN 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Flom Region Mutual Ins Co
Flom, MN 		Click to
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Medical Loss Ratio --
Cash From Underwriting 140.00%
Combined Ratio 90.00%
Expense Ratio 50.00%
Loss Ratio 46.44%
Net Premium Growth --
Other Medical Flom Region Mutual Ins Co
Flom, MN 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Flom Region Mutual Ins Co
Flom, MN 		Click to
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Net Income -72.27K
Net Premium 1.40M
Health Premium --