B
Encompass P&C Ins Co of NJ
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
116.21
Risk Adjusted
Capital Ratio #2
104.59
Loss
Ratio
--
Total
Assets
11.49M
Capital
11.28M
Net
Premiums
0.00
Net
Income
183.47K
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1,980
621
2,601
23.88%
23.31%
2023
1,955
539
2,494
21.61%
22.83%
2022
1,405
344
1,749
19.67%
23.10%
2021
1,672
384
2,056
18.68%
22.81%
2020
1,270
297
1,567
18.95%
21.51%
2019
1,776
423
2,199
19.24%
22.66%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
273
120
393
30.53%
39.58%
2023
284
164
448
36.61%
36.96%
2022
264
82
346
23.70%
37.07%
2021
471
191
662
28.85%
39.17%
2020
406
197
603
32.67%
35.42%
2019
295
119
414
28.74%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2022
0
2
2
100.00%
11.13%
2021
0
3
3
100.00%
18.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
713
656
1,369
47.92%
45.22%
2023
500
494
994
49.70%
44.64%
2022
319
249
568
43.84%
46.15%
2021
264
274
538
50.93%
46.87%
2020
217
248
465
53.33%
43.90%
2019
343
435
778
55.91%
42.09%