Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
569
490
1,059
46.27%
23.31%
2023
488
564
1,052
53.61%
22.83%
2022
519
409
928
44.07%
23.10%
2021
606
278
884
31.45%
22.81%
2020
528
261
789
33.08%
21.51%
2019
620
385
1,005
38.31%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
714
1,244
1,958
63.53%
47.44%
2023
585
890
1,475
60.34%
47.29%
2022
535
636
1,171
54.31%
45.44%
2021
506
378
884
42.76%
44.40%
2020
416
236
652
36.20%
42.45%
2019
445
316
761
41.52%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
114
158
272
58.09%
41.75%
2023
153
304
457
66.52%
38.64%
2022
174
236
410
57.56%
39.39%
2021
336
133
469
28.36%
40.41%
2020
376
309
685
45.11%
48.09%
2019
290
314
604
51.99%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
585
621
1,206
51.49%
39.58%
2023
654
564
1,218
46.31%
36.96%
2022
441
374
815
45.89%
37.07%
2021
651
232
883
26.27%
39.17%
2020
470
89
559
15.92%
35.42%
2019
446
208
654
31.80%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
2
1
3
33.33%
12.20%
2023
3
6
9
66.67%
16.34%
2022
2
2
4
50.00%
11.13%
2021
5
4
9
44.44%
18.93%
2020
10
8
18
44.44%
20.93%
2019
4
9
13
69.23%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
105
28
133
21.05%
45.22%
2023
85
45
130
34.62%
44.64%
2022
87
52
139
37.41%
46.15%
2021
112
41
153
26.80%
46.87%
2020
113
24
137
17.52%
43.90%
2019
107
52
159
32.70%
42.09%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
64.47%
2023
0
0
0
0.00%
62.55%
2022
0
0
0
0.00%
56.52%
2021
0
0
0
0.00%
62.74%
2020
0
0
0
0.00%
61.51%
2019
0
0
0
0.00%
70.02%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
21
21
42
50.00%
35.33%
2023
44
6
50
12.00%
35.67%
2022
45
20
65
30.77%
37.14%
2021
68
6
74
8.11%
35.46%
2020
64
1
65
1.54%
33.86%
2019
73
17
90
18.89%
34.01%