Physicians Proactive Protectio
Major Rating Factors:
Weak overall results on stability tests (2.7 on a scale of 0 to 10) including. The largest net exposure for one risk is excessive at 11.4% of capital. Strong long-term capitalization index (8.4) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Ample reserve history (9.5) that helps to protect the company against sharp claims increases.
Other Rating Factors:
Excellent profitability index (7.5) with operating gains in each of the last five years. Return on equity has been good over the last five years, averaging 11.9%. Superior liquidity (9.6) with ample operational cash flow and liquid investments.
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
D - Limited diversification of general business, policy, and/or investment risk.
R - Concerns about the financial strength of its reinsurers.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Med mal (100.0%)
Licensed in:
SC
Principal Investments:
Investment grade bonds (62.4%), common stock (29.1%), cash (3.8%), other (4.8%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
EmblemHealth Inc
Investment Rating
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Company Address
2770 Victoria Lake Drive
Mount Pleasant, SC 29466
Mount Pleasant, SC 29466
Phone Number
(843) 743-9717
NAIC Number
12507
Website
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Largest Affiliates
No affiliate information available.