B
West River Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Weiss Ratings West River Ins Co
Sioux Falls, SD
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Rating B
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 7.40
Profitability Index 8.00
Reserve Adequacy Index 9.30
Stability Index 5.50
Company Info West River Ins Co
Sioux Falls, SD
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Industry P&C
NAIC Number 12535
Phone Number (605) 201-1856
Website westriver.midins.com
Address 5032 South Bur Oak Place Sioux Falls, SD 57108
Balance Sheet West River Ins Co
Sioux Falls, SD
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Total Assets 30.80M
Capital and Reserves West River Ins Co
Sioux Falls, SD
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Risk-Adjusted Capital Ratio #1 4.84
Risk-Adjusted Capital Ratio #2 3.54
1-Year Reserve Development -1.04%
2-Year Reserve Development -2.94%
Capital 22.23M
Premium to Surplus 25.63%
Reserves to Surplus 21.14%
Investments West River Ins Co
Sioux Falls, SD
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios West River Ins Co
Sioux Falls, SD
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Medical Loss Ratio --
Cash From Underwriting 114.94%
Combined Ratio 106.40%
Expense Ratio 26.35%
Loss Ratio 80.05%
Net Premium Growth 45.16%
Other Medical West River Ins Co
Sioux Falls, SD
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability West River Ins Co
Sioux Falls, SD
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Net Income 251.46K
Net Premium 5.70M
Health Premium --