Selective Ins Co of Am
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
9,304
4,172
13,476
30.96%
23.88%
2024
11,178
4,864
16,042
30.32%
23.31%
2023
11,729
4,732
16,461
28.75%
22.83%
2022
10,267
4,455
14,722
30.26%
23.10%
2021
9,701
4,127
13,828
29.85%
22.81%
2020
8,414
3,087
11,501
26.84%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
2,777
1,426
4,203
33.93%
49.08%
2024
2,901
1,639
4,540
36.10%
47.46%
2023
2,894
1,449
4,343
33.36%
47.29%
2022
2,745
1,412
4,157
33.97%
45.44%
2021
2,693
1,254
3,947
31.77%
44.40%
2020
2,436
894
3,330
26.85%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
653
501
1,154
43.41%
42.44%
2024
795
563
1,358
41.46%
41.75%
2023
737
521
1,258
41.41%
38.64%
2022
669
465
1,134
41.01%
39.39%
2021
703
487
1,190
40.92%
40.41%
2020
737
1,047
1,784
58.69%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1,029
301
1,330
22.63%
38.98%
2024
1,692
441
2,133
20.68%
39.58%
2023
1,692
474
2,166
21.88%
36.96%
2022
1,359
424
1,783
23.78%
37.07%
2021
1,424
527
1,951
27.01%
39.17%
2020
2,081
689
2,770
24.87%
35.42%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
17
101
118
85.59%
83.87%
2024
25
110
135
81.48%
81.44%
2023
22
91
113
80.53%
74.87%
2022
17
70
87
80.46%
72.69%
2021
19
77
96
80.21%
79.01%
2020
22
106
128
82.81%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
681
1,061
1,742
60.91%
13.25%
2024
709
1,032
1,741
59.28%
12.32%
2023
766
1,103
1,869
59.02%
16.34%
2022
737
1,073
1,810
59.28%
11.13%
2021
695
924
1,619
57.07%
18.93%
2020
630
764
1,394
54.81%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
818
385
1,203
32.00%
45.21%
2024
1,077
553
1,630
33.93%
45.23%
2023
1,089
522
1,611
32.40%
44.64%
2022
885
451
1,336
33.76%
46.15%
2021
916
411
1,327
30.97%
46.87%
2020
905
299
1,204
24.83%
43.90%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
106
191
297
64.31%
63.59%
2024
115
190
305
62.30%
63.97%
2023
107
177
284
62.32%
62.55%
2022
102
173
275
62.91%
56.52%
2021
110
167
277
60.29%
62.74%
2020
89
174
263
66.16%
61.51%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1,237
384
1,621
23.69%
34.83%
2024
1,413
448
1,861
24.07%
35.33%
2023
1,359
464
1,823
25.45%
35.67%
2022
1,327
567
1,894
29.94%
37.14%
2021
1,345
489
1,834
26.66%
35.46%
2020
1,262
392
1,654
23.70%
33.86%