D
Southern Trust Ins Co
Macon,  GA
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.39
Risk Adjusted
Capital Ratio #2
1.02
Loss
Ratio
83.68%
Total
Assets
136.51M
Capital
49.98M
Net
Premiums
61.58M
Net
Income
-14.18M
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Weiss Ratings Southern Trust Ins Co
Macon, GA 		Click to
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Rating D
Capitalization Index 5.90
Investment Safety Index --
Liquidity Index 6.70
Profitability Index 2.60
Reserve Adequacy Index 1.00
Stability Index 5.70
Company Info Southern Trust Ins Co
Macon, GA 		Click to
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Industry P&C
NAIC Number 12610
Phone Number (478) 474-0555
Website www.stins.com
Address 5444 Riverside Drive Macon, GA 31210
Balance Sheet Southern Trust Ins Co
Macon, GA 		Click to
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Total Assets 136.51M
Capital and Reserves Southern Trust Ins Co
Macon, GA 		Click to
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Risk-Adjusted Capital Ratio #1 1.39
Risk-Adjusted Capital Ratio #2 1.02
1-Year Reserve Development 3,330.00%
2-Year Reserve Development 5,900.00%
Capital 49.98M
Premium to Surplus 120.00%
Reserves to Surplus 90.00%
Investments Southern Trust Ins Co
Macon, GA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Southern Trust Ins Co
Macon, GA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 100.00%
Combined Ratio 130.00%
Expense Ratio 40.00%
Loss Ratio 83.68%
Net Premium Growth -10.00%
Other Medical Southern Trust Ins Co
Macon, GA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Southern Trust Ins Co
Macon, GA 		Click to
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Net Income -14.18M
Net Premium 61.58M
Health Premium --