Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
97
7
104
6.73%
23.88%
2024
56
6
62
9.68%
23.31%
2023
44
2
46
4.35%
22.83%
2022
29
3
32
9.38%
23.10%
2021
28
1
29
3.45%
22.81%
2020
30
1
31
3.23%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
39
0
39
0.00%
49.08%
2024
37
0
37
0.00%
47.46%
2023
24
3
27
11.11%
47.29%
2022
18
3
21
14.29%
45.44%
2021
12
0
12
0.00%
44.40%
2020
9
1
10
10.00%
42.45%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
9
1
10
10.00%
38.98%
2024
7
0
7
0.00%
39.58%
2023
106
8
114
7.02%
36.96%
2022
8
1
9
11.11%
37.07%
2021
6
0
6
0.00%
39.17%
2020
8
0
8
0.00%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
27
5
32
15.63%
13.25%
2024
22
2
24
8.33%
12.32%
2023
32
0
32
0.00%
16.34%
2022
9
1
10
10.00%
11.13%
2021
8
2
10
20.00%
18.93%
2020
7
2
9
22.22%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
52
1
53
1.89%
45.21%
2024
45
0
45
0.00%
45.23%
2023
54
0
54
0.00%
44.64%
2022
36
1
37
2.70%
46.15%
2021
26
0
26
0.00%
46.87%
2020
22
0
22
0.00%
43.90%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
63.59%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
324
12
336
3.57%
34.83%
2024
261
8
269
2.97%
35.33%
2023
253
14
267
5.24%
35.67%
2022
197
5
202
2.48%
37.14%
2021
157
10
167
5.99%
35.46%
2020
134
7
141
4.96%
33.86%