B
Direct Auto Ins Co
Chicago,  IL
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Weiss Ratings Direct Auto Ins Co
Chicago, IL
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Rating B
Capitalization Index 7.70
Investment Safety Index --
Liquidity Index 6.00
Profitability Index 4.60
Reserve Adequacy Index 4.00
Stability Index 5.20
Company Info Direct Auto Ins Co
Chicago, IL
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Industry P&C
NAIC Number 12721
Phone Number (312) 568-4500
Website www.mydirectauto.com
Address 8700 Bryn Mawr Avenue Chicago, IL 60631
Balance Sheet Direct Auto Ins Co
Chicago, IL
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Total Assets 106.65M
Capital and Reserves Direct Auto Ins Co
Chicago, IL
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Risk-Adjusted Capital Ratio #1 2.41
Risk-Adjusted Capital Ratio #2 1.64
1-Year Reserve Development 10.32%
2-Year Reserve Development 13.17%
Capital 38.29M
Premium to Surplus 98.20%
Reserves to Surplus 49.32%
Investments Direct Auto Ins Co
Chicago, IL
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Direct Auto Ins Co
Chicago, IL
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Medical Loss Ratio --
Cash From Underwriting 46.29%
Combined Ratio 108.40%
Expense Ratio 34.22%
Loss Ratio 74.19%
Net Premium Growth -16.78%
Other Medical Direct Auto Ins Co
Chicago, IL
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Direct Auto Ins Co
Chicago, IL
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Net Income 1.26M
Net Premium 37.60M
Health Premium --