C
Medicus Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
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Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Fair reserve development (3.6 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. Fair profitability index (4.9). Fair overall results on stability tests (3.9) including excessive premium growth and negative cash flow from operations for 2025.
Other Rating Factors: Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. F - Negative cash flow.
Principal Lines of Business: Reinsurance (100.0%)
Licensed in: All states except AK, CT, MA, ME, MI, NH, NJ, NM, NY, RI, TN, VT, WI
Principal Investments: Investment grade bonds (89.5%), other (10.5%)
Ratios
Premium to Surplus
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Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
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Combined Ratio
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Cash From Underwriting
Net Premium Growth
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Investments in Affiliates
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Corporate Info
Group Affiliation
ProAssurance Corporation
Investment Rating
--
Company Address
100 Sterling Parkway
Mechanicsburg, PA 17050
Phone Number
(844) 466-7225
NAIC Number
12754
Largest Affiliates
B
Birmingham, AL - P&C
B
San Francisco, CA - P&C
B
Franklin, TN - P&C
C
Lancaster, PA - P&C
C
Birmingham, AL - P&C