B
Prescient National Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
10.24
Risk Adjusted
Capital Ratio #2
7.51
Loss
Ratio
33.01%
Total
Assets
140.89M
Capital
88.49M
Net
Premiums
19.29M
Net
Income
9.77M
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Weiss Ratings Prescient National Ins Co
Charlotte, NC 		Click to
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Rating B
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 7.80
Profitability Index 8.90
Reserve Adequacy Index 7.00
Stability Index 6.90
Company Info Prescient National Ins Co
Charlotte, NC 		Click to
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Industry P&C
NAIC Number 12773
Phone Number (704) 927-2860
Website www.prescientnational.com
Address 217 South Tryon Street Charlotte, NC 28202
Balance Sheet Prescient National Ins Co
Charlotte, NC 		Click to
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Total Assets 140.89M
Capital and Reserves Prescient National Ins Co
Charlotte, NC 		Click to
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Risk-Adjusted Capital Ratio #1 10.24
Risk-Adjusted Capital Ratio #2 7.51
1-Year Reserve Development -3.81%
2-Year Reserve Development -4.37%
Capital 88.49M
Premium to Surplus 21.80%
Reserves to Surplus 20.58%
Investments Prescient National Ins Co
Charlotte, NC 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Prescient National Ins Co
Charlotte, NC 		Click to
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Medical Loss Ratio --
Cash From Underwriting 161.52%
Combined Ratio 61.54%
Expense Ratio 28.53%
Loss Ratio 33.01%
Net Premium Growth -21.07%
Other Medical Prescient National Ins Co
Charlotte, NC 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Prescient National Ins Co
Charlotte, NC 		Click to
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Net Income 9.77M
Net Premium 19.29M
Health Premium --