Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
552
231
783
29.50%
23.88%
2024
714
231
945
24.44%
23.31%
2023
869
284
1,153
24.63%
22.83%
2022
919
287
1,206
23.80%
23.10%
2021
836
257
1,093
23.51%
22.81%
2020
696
182
878
20.73%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
133
208
341
61.00%
49.08%
2024
251
208
459
45.32%
47.46%
2023
289
224
513
43.66%
47.29%
2022
308
218
526
41.44%
45.44%
2021
258
173
431
40.14%
44.40%
2020
212
129
341
37.83%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
138
85
223
38.12%
42.44%
2024
163
85
248
34.27%
41.75%
2023
200
92
292
31.51%
38.64%
2022
204
89
293
30.38%
39.39%
2021
195
120
315
38.10%
40.41%
2020
208
255
463
55.08%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
46
26
72
36.11%
38.98%
2024
70
26
96
27.08%
39.58%
2023
64
18
82
21.95%
36.96%
2022
78
27
105
25.71%
37.07%
2021
75
34
109
31.19%
39.17%
2020
102
30
132
22.73%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
3
6
9
66.67%
13.25%
2024
4
6
10
60.00%
12.32%
2023
6
8
14
57.14%
16.34%
2022
6
8
14
57.14%
11.13%
2021
4
7
11
63.64%
18.93%
2020
3
6
9
66.67%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
52
52
104
50.00%
45.21%
2024
74
52
126
41.27%
45.23%
2023
80
66
146
45.21%
44.64%
2022
80
65
145
44.83%
46.15%
2021
79
54
133
40.60%
46.87%
2020
67
56
123
45.53%
43.90%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
63.59%
2024
0
0
0
0.00%
63.97%
2023
0
0
0
0.00%
62.55%
2022
0
0
0
0.00%
56.52%
2021
0
0
0
0.00%
62.74%
2020
0
0
0
0.00%
61.51%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
15
12
27
44.44%
34.83%
2024
26
12
38
31.58%
35.33%
2023
31
13
44
29.55%
35.67%
2022
32
16
48
33.33%
37.14%
2021
30
18
48
37.50%
35.46%
2020
23
10
33
30.30%
33.86%