Major Rating Factors:
Poor long-term capitalization index (2.8 on a scale of 0 to 10) based on weak current risk adjusted capital (severe loss scenarios), although results have slipped from the fair range during the last year. History of adequate reserve strength (5.3) as reserves have been consistently at an acceptable level. Good liquidity (6.1) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Other Rating Factors:
Excellent profitability index (7.4). Excellent overall results on stability tests (7.3). Stability strengths include good operational trends and excellent risk diversification.
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
G - Fast asset or premium growth.
Principal Lines of Business:
Personal/comm auto (6.6%), fire (3.2%), med mal (2.4%), product liab. (0.2%), other (87.5%)
Licensed in:
(No states)
Principal Investments:
Investment grade bonds (69.0%), common stock (14.6%), cash (2.3%), non investment grade bonds (1.6%), other (12.5%)
Corporate Info
Group Affiliation
Skyward Specialty Ins Group Inc
Investment Rating
Company Address
800 Gessner Road
Houston, TX 77024
Houston, TX 77024
Phone Number
(713) 935-4820
NAIC Number
12936
Website
Largest Affiliates