C
Houston Specialty Ins Co
Houston,  TX
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.64
Risk Adjusted
Capital Ratio #2
0.47
Loss
Ratio
61.33%
Total
Assets
2.08B
Capital
647.00M
Net
Premiums
894.06M
Net
Income
97.16M
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Weiss Ratings Houston Specialty Ins Co
Houston, TX 		Click to
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Rating C
Capitalization Index 2.80
Investment Safety Index --
Liquidity Index 6.10
Profitability Index 7.40
Reserve Adequacy Index 5.30
Stability Index 7.30
Company Info Houston Specialty Ins Co
Houston, TX 		Click to
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Industry P&C
NAIC Number 12936
Phone Number (713) 935-4820
Website www.skywardinsurance.com
Address 800 Gessner Road Houston, TX 77024
Balance Sheet Houston Specialty Ins Co
Houston, TX 		Click to
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Total Assets 2.08B
Capital and Reserves Houston Specialty Ins Co
Houston, TX 		Click to
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Risk-Adjusted Capital Ratio #1 0.64
Risk-Adjusted Capital Ratio #2 0.47
1-Year Reserve Development 0.31%
2-Year Reserve Development -1.18%
Capital 647.00M
Premium to Surplus 138.19%
Reserves to Surplus 128.81%
Investments Houston Specialty Ins Co
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 14.38%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Houston Specialty Ins Co
Houston, TX 		Click to
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Medical Loss Ratio --
Cash From Underwriting 141.05%
Combined Ratio 85.64%
Expense Ratio 24.31%
Loss Ratio 61.33%
Net Premium Growth 41.46%
Other Medical Houston Specialty Ins Co
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Houston Specialty Ins Co
Houston, TX 		Click to
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Net Income 97.16M
Net Premium 894.06M
Health Premium --