D
Olympus Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Poor long-term capitalization index (1.6 on a scale of 0 to 10) based on weak current risk adjusted capital (severe and moderate loss scenarios). Vulnerable liquidity (2.7) as a spike in claims may stretch capacity. History of adequate reserve strength (6.5) as reserves have been consistently at an acceptable level.
Other Rating Factors: Excellent profitability index (8.8). Excellent overall results on stability tests (7.1). Stability strengths include excellent operational trends and excellent risk diversification.
Stability Factors: C - Past results on our Risk-Adjusted Capital tests.
Principal Lines of Business: Homeowners (82.0%), fire (3.6%), comm multi (1.8%), other (12.6%)
Licensed in: FL
Principal Investments: Cash (79.3%), investment grade bonds (19.7%), common stock (0.6%), non investment grade bonds (0.2%), other (0.2%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
8375 Dix Ellis Trail
Jacksonville, FL 32256
Phone Number
(561) 231-5600
NAIC Number
12954
Largest Affiliates
No affiliate information available.