Key Ins Co
Major Rating Factors:
Poor long-term capitalization index (0.0 on a scale of 0 to 10) based on weak current risk adjusted capital (severe and moderate loss scenarios). A history of deficient reserves (0.9) that places pressure on both capital and profits. In 2020 and 2024 the one year reserve development was 38.7% and 161.4% deficient respectively. Weak profitability index (0.3) with operating losses during 2021, 2022, 2023 and 2024.
Other Rating Factors:
Weak overall results on stability tests (0.0) including weak risk diversification, weak results on operational trends and excessive premium growth. Excellent liquidity (7.0) with ample operational cash flow and liquid investments.
Stability Factors:
Principal Lines of Business:
Personal/comm auto (100.0%)
Licensed in:
AL, AZ, KS, MO, NV, OK
Principal Investments:
Investment grade bonds (85.2%), other (14.8%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
--
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
8595 College Boulevard
Overland Park, KS 66210
Overland Park, KS 66210
Phone Number
(913) 663-5500
NAIC Number
12966
Website
Largest Affiliates
No affiliate information available.