Major Rating Factors:
Fair long-term capitalization index (3.5 on a scale of 0 to 10) based on fair current risk adjusted capital (severe and moderate loss scenarios). Fair liquidity (4.6) as cash resources may not be adequate to cover a spike in claims. Fair overall results on stability tests (4.4) including fair risk adjusted capital in prior years.
Other Rating Factors:
Weak profitability index (2.4) with operating losses during 2023, 2024 and 2025. History of adequate reserve strength (6.2) as reserves have been consistently at an acceptable level.
Stability Factors:
C - Past results on our Risk-Adjusted Capital tests.
D - Limited diversification of general business, policy, and/or investment risk.
T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business:
Work comp (100.0%)
Licensed in:
All states except AK, CA, HI, ID, ND, OH, OR, WA, WY
Principal Investments:
Investment grade bonds (95.6%), other (4.4%)
Corporate Info
Group Affiliation
ProAssurance Corporation
Investment Rating
--
Company Address
25 Race Avenue
Lancaster, PA 17603
Lancaster, PA 17603
Phone Number
(855) 533-3444
NAIC Number
13019
Website
Largest Affiliates