Auto Physical Damage
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2021
									
									
										1
									
									
										0
									
									
										1
									
									
										0.00%
									
									
										22.81%
									
								
										2020
									
									
										1
									
									
										1
									
									
										2
									
									
										50.00%
									
									
										21.51%
									
								
										2019
									
									
										2
									
									
										1
									
									
										3
									
									
										33.33%
									
									
										22.66%
									
								
										Commercial Auto Liability
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2021
									
									
										1
									
									
										1
									
									
										2
									
									
										50.00%
									
									
										44.40%
									
								
										2020
									
									
										6
									
									
										4
									
									
										10
									
									
										40.00%
									
									
										42.45%
									
								
										2019
									
									
										6
									
									
										1
									
									
										7
									
									
										14.29%
									
									
										44.33%
									
								
										Commercial Multiple Peril
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2021
									
									
										2
									
									
										2
									
									
										4
									
									
										50.00%
									
									
										40.41%
									
								
										2020
									
									
										1
									
									
										1
									
									
										2
									
									
										50.00%
									
									
										48.09%
									
								
										2019
									
									
										5
									
									
										3
									
									
										8
									
									
										37.50%
									
									
										43.30%
									
								
										Other Liability: Occurrence
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2019
									
									
										0
									
									
										1
									
									
										1
									
									
										100.00%
									
									
										16.90%
									
								
										Workers' Compensation
									
									Year
										Claims Received and Closed
										Claims Closed without Payment
										Total Claims Received and Closed
										Percentage of Claims Closed without Payment
										Percentage of Claims Closed without Payment
National Average
									National Average
										2024
									
									
										145
									
									
										48
									
									
										193
									
									
										24.87%
									
									
										35.33%
									
								
										2023
									
									
										365
									
									
										118
									
									
										483
									
									
										24.43%
									
									
										35.67%
									
								
										2022
									
									
										620
									
									
										201
									
									
										821
									
									
										24.48%
									
									
										37.14%
									
								
										2021
									
									
										779
									
									
										192
									
									
										971
									
									
										19.77%
									
									
										35.46%
									
								
										2020
									
									
										890
									
									
										206
									
									
										1,096
									
									
										18.80%
									
									
										33.86%
									
								
										2019
									
									
										1,131
									
									
										207
									
									
										1,338
									
									
										15.47%
									
									
										34.01%