NorthStone Ins Co
| Weiss Ratings |
NorthStone Ins Co
Charleston, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| Rating | ||||
| Capitalization Index | 9.10 | |||
| Investment Safety Index | -- | |||
| Liquidity Index | 7.10 | |||
| Profitability Index | 8.20 | |||
| Reserve Adequacy Index | 9.20 | |||
| Stability Index | 6.50 | |||
| Company Info |
NorthStone Ins Co
Charleston, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| Industry | P&C | |||
| NAIC Number | 13045 | |||
| Phone Number | (304) 941-1000 | |||
| Website | www.encova.com | |||
| Address | 400 Quarrier Street Charleston, WV 25301 | |||
| Balance Sheet |
NorthStone Ins Co
Charleston, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| Total Assets | 157.94M | |||
| Capital and Reserves |
NorthStone Ins Co
Charleston, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| Risk-Adjusted Capital Ratio #1 | 3.30 | |||
| Risk-Adjusted Capital Ratio #2 | 2.49 | |||
| 1-Year Reserve Development | -4.54% | |||
| 2-Year Reserve Development | -4.75% | |||
| Capital | 30.03M | |||
| Premium to Surplus | 61.23% | |||
| Reserves to Surplus | 99.87% | |||
| Investments |
NorthStone Ins Co
Charleston, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| Cash | -- | |||
| CMO & Structured Securities | -- | |||
| Common & Preferred Stock | -- | |||
| Invested Assets | -- | |||
| Investments in Affiliates | -- | |||
| Mortgages in Good Standing | -- | |||
| Non-Investment Grade Bonds | -- | |||
| Non-Performing Mortgages | -- | |||
| Other Investment Grade Bonds | -- | |||
| Other Investments | -- | |||
| Real Estate | -- | |||
| Operating Ratios |
NorthStone Ins Co
Charleston, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| Medical Loss Ratio | -- | |||
| Cash From Underwriting | 107.19% | |||
| Combined Ratio | 98.58% | |||
| Expense Ratio | 30.25% | |||
| Loss Ratio | 68.33% | |||
| Net Premium Growth | -0.84% | |||
| Other Medical |
NorthStone Ins Co
Charleston, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| Bonus Pay | -- | |||
| Capitation Pay | -- | |||
| Contractual Pay | -- | |||
| Enrollment | -- | |||
| Fee For Service | -- | |||
| Medical Expense Per Member Per Month | -- | |||
| Network Physicians | -- | |||
| Other Pay | -- | |||
| Salary Pay | -- | |||
| Total Patient Encounters - Physician | -- | |||
| Total Patient Encounters-Non-Physician | -- | |||
| Profitability |
NorthStone Ins Co
Charleston, WV |
Click to Compare |
Click to Compare |
Click to Compare |
| Net Income | 1.82M | |||
| Net Premium | 18.38M | |||
| Health Premium | -- | |||