Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
405
269
674
39.91%
23.88%
2024
482
334
816
40.93%
23.31%
2023
508
397
905
43.87%
22.83%
2022
382
332
714
46.50%
23.10%
2021
413
300
713
42.08%
22.81%
2020
463
259
722
35.87%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
980
901
1,881
47.90%
49.08%
2024
1,368
1,387
2,755
50.34%
47.46%
2023
1,116
1,336
2,452
54.49%
47.29%
2022
979
1,123
2,102
53.43%
45.44%
2021
888
1,034
1,922
53.80%
44.40%
2020
845
821
1,666
49.28%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
181
134
315
42.54%
42.44%
2024
198
159
357
44.54%
41.75%
2023
238
139
377
36.87%
38.64%
2022
159
122
281
43.42%
39.39%
2021
195
124
319
38.87%
40.41%
2020
177
232
409
56.72%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
450
211
661
31.92%
38.98%
2024
427
223
650
34.31%
39.58%
2023
577
324
901
35.96%
36.96%
2022
349
207
556
37.23%
37.07%
2021
335
124
459
27.02%
39.17%
2020
276
123
399
30.83%
35.42%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
58
210
268
78.36%
83.87%
2024
41
275
316
87.03%
81.44%
2023
64
239
303
78.88%
74.87%
2022
22
223
245
91.02%
72.69%
2021
56
303
359
84.40%
79.01%
2020
49
358
407
87.96%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
73
166
239
69.46%
13.25%
2024
38
157
195
80.51%
12.32%
2023
30
153
183
83.61%
16.34%
2022
33
144
177
81.36%
11.13%
2021
21
140
161
86.96%
18.93%
2020
12
71
83
85.54%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2020
0
0
0
0.00%
43.90%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
1
1
100.00%
63.59%
2024
0
0
0
0.00%
63.97%
2023
0
0
0
0.00%
62.55%
2022
0
0
0
0.00%
56.52%
2021
0
0
0
0.00%
62.74%
2020
0
0
0
0.00%
61.51%
Warranty
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2021
0
0
0
0.00%
5.64%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
115
26
141
18.44%
34.83%
2024
98
18
116
15.52%
35.33%
2023
92
14
106
13.21%
35.67%
2022
93
10
103
9.71%
37.14%
2021
87
23
110
20.91%
35.46%
2020
92
20
112
17.86%
33.86%