C
United National Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
1
0
1
0.00%
23.88%
2024
0
3
3
100.00%
23.31%
2023
35
34
69
49.28%
22.83%
2022
668
904
1,572
57.51%
23.10%
2021
635
270
905
29.83%
22.81%
2020
1,390
394
1,784
22.09%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2023
20
4
24
16.67%
47.29%
2022
61
11
72
15.28%
45.44%
2021
47
8
55
14.55%
44.40%
2020
51
6
57
10.53%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
427
394
821
47.99%
42.44%
2024
785
827
1,612
51.30%
41.75%
2023
764
563
1,327
42.43%
38.64%
2022
960
820
1,780
46.07%
39.39%
2021
831
716
1,547
46.28%
40.41%
2020
932
575
1,507
38.16%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
7
5
12
41.67%
38.98%
2024
25
23
48
47.92%
39.58%
2023
54
38
92
41.30%
36.96%
2022
833
239
1,072
22.29%
37.07%
2021
546
197
743
26.51%
39.17%
2020
587
271
858
31.59%
35.42%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
1
1
100.00%
83.87%
2024
0
3
3
100.00%
81.44%
2023
3
12
15
80.00%
74.87%
2022
7
21
28
75.00%
72.69%
2021
5
17
22
77.27%
79.01%
2020
7
21
28
75.00%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
102
267
369
72.36%
13.25%
2024
92
269
361
74.52%
12.32%
2023
140
307
447
68.68%
16.34%
2022
286
405
691
58.61%
11.13%
2021
188
336
524
64.12%
18.93%
2020
92
203
295
68.81%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
1
1
100.00%
45.21%
2024
2
1
3
33.33%
45.23%
2023
0
3
3
100.00%
44.64%
2022
0
0
0
0.00%
46.15%
2021
67
20
87
22.99%
46.87%
2020
22
18
40
45.00%
43.90%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2025
0
0
0
0.00%
63.59%
2024
0
0
0
0.00%
63.97%
2023
0
0
0
0.00%
62.55%
2022
0
1
1
100.00%
56.52%
2021
0
0
0
0.00%
62.74%
2020
1
0
1
0.00%
61.51%