Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
23.88%
2024
0
0
0
0.00%
23.31%
2023
0
0
0
0.00%
22.83%
2022
0
0
0
0.00%
23.10%
2021
0
0
0
0.00%
22.81%
2020
0
0
0
0.00%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
290
18
308
5.84%
49.08%
2024
0
0
0
0.00%
47.46%
2023
253
28
281
9.96%
47.29%
2022
0
0
0
0.00%
45.44%
2021
300
31
331
9.37%
44.40%
2020
283
37
320
11.56%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
320
31
351
8.83%
42.44%
2024
319
42
361
11.63%
41.75%
2023
386
44
430
10.23%
38.64%
2022
0
0
0
0.00%
39.39%
2021
316
44
360
12.22%
40.41%
2020
384
66
450
14.67%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
2,061
175
2,236
7.83%
38.98%
2024
2,176
180
2,356
7.64%
39.58%
2023
2,707
204
2,911
7.01%
36.96%
2022
0
0
0
0.00%
37.07%
2021
1,602
148
1,750
8.46%
39.17%
2020
1,869
357
2,226
16.04%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
12
1
13
7.69%
13.25%
2024
8
0
8
0.00%
12.32%
2023
8
1
9
11.11%
16.34%
2022
0
0
0
0.00%
11.13%
2021
11
1
12
8.33%
18.93%
2020
20
4
24
16.67%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1,370
164
1,534
10.69%
45.21%
2024
1,279
148
1,427
10.37%
45.23%
2023
1,420
197
1,617
12.18%
44.64%
2022
0
0
0
0.00%
46.15%
2021
1,228
223
1,451
15.37%
46.87%
2020
1,208
274
1,482
18.49%
43.90%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
63.59%
2024
0
0
0
0.00%
63.97%
2023
0
0
0
0.00%
62.55%
2022
0
0
0
0.00%
56.52%
2021
2
0
2
0.00%
62.74%
2020
0
0
0
0.00%
61.51%