E
Keystone Mutual Ins Co
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.20
Risk Adjusted
Capital Ratio #2
0.10
Loss
Ratio
58.28%
Total
Assets
6.47M
Capital
1.49M
Net
Premiums
990.92K
Net
Income
85.63K
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Weiss Ratings Keystone Mutual Ins Co
Saint Louis, MO 		Click to
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Rating E
Capitalization Index 0.00
Investment Safety Index --
Liquidity Index 7.00
Profitability Index 2.20
Reserve Adequacy Index 0.00
Stability Index 1.30
Company Info Keystone Mutual Ins Co
Saint Louis, MO 		Click to
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Industry P&C
NAIC Number 13073
Phone Number (636) 549-3744
Website www.keystonemutual.com
Address 13537 Barrett Parkway Drive, Suite 345 Saint Louis, MO 63021
Balance Sheet Keystone Mutual Ins Co
Saint Louis, MO 		Click to
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Total Assets 6.47M
Capital and Reserves Keystone Mutual Ins Co
Saint Louis, MO 		Click to
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Risk-Adjusted Capital Ratio #1 0.20
Risk-Adjusted Capital Ratio #2 0.10
1-Year Reserve Development -3,780.00%
2-Year Reserve Development 31,340.00%
Capital 1.49M
Premium to Surplus 80.00%
Reserves to Surplus 210.00%
Investments Keystone Mutual Ins Co
Saint Louis, MO 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Keystone Mutual Ins Co
Saint Louis, MO 		Click to
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Medical Loss Ratio --
Cash From Underwriting 110.00%
Combined Ratio 100.00%
Expense Ratio 40.00%
Loss Ratio 58.28%
Net Premium Growth -70.00%
Other Medical Keystone Mutual Ins Co
Saint Louis, MO 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Keystone Mutual Ins Co
Saint Louis, MO 		Click to
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Net Income 85.63K
Net Premium 990.92K
Health Premium --