B
Waypoint Mutual
Rating Date
April 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
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Premiums
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Major Rating Factors: History of adequate reserve strength (5.7 on a scale of 0 to 10) as reserves have been consistently at an acceptable level. Good liquidity (6.0) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Good overall results on stability tests (6.0) despite. Stability strengths include excellent operational trends and good risk diversification.
Other Rating Factors: Fair profitability index (4.9) with operating losses during 2022. Strong long-term capitalization index (7.5) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Stability Factors:
Principal Lines of Business: Work comp (100.0%)
Licensed in: All states except AK, CA, CT, DC, DE, HI, MA, MD, ME, MI, ND, NH, NJ, NY, OH, PA, RI, VT, WA, WY
Principal Investments: Investment grade bonds (66.5%), common stock (27.4%), cash (1.9%), other (4.2%)
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Investments in Affiliates
Corporate Info
Group Affiliation
Waypoint Mutual
Investment Rating
--
Company Address
1100 Walnut Street
Kansas City, MO 64106
Phone Number
(816) 474-7799
NAIC Number
13126
Largest Affiliates
C
Kansas City, MO - P&C
C
Kansas City, MO - P&C