C
Hospitality Mutual Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.21
Risk Adjusted
Capital Ratio #2
0.96
Loss
Ratio
38.16%
Total
Assets
54.98M
Capital
24.20M
Net
Premiums
17.48M
Net
Income
2.83M
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Weiss Ratings Hospitality Mutual Ins Co
Southborough, MA 		Click to
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Rating C
Capitalization Index 4.90
Investment Safety Index --
Liquidity Index 6.80
Profitability Index 4.10
Reserve Adequacy Index 7.00
Stability Index 5.30
Company Info Hospitality Mutual Ins Co
Southborough, MA 		Click to
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Industry P&C
NAIC Number 13163
Phone Number (508) 366-1140
Website www.hmic.com
Address 106 Southville Road Southborough, MA 01772
Balance Sheet Hospitality Mutual Ins Co
Southborough, MA 		Click to
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Total Assets 54.98M
Capital and Reserves Hospitality Mutual Ins Co
Southborough, MA 		Click to
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Risk-Adjusted Capital Ratio #1 1.21
Risk-Adjusted Capital Ratio #2 0.96
1-Year Reserve Development -17.03%
2-Year Reserve Development -21.12%
Capital 24.20M
Premium to Surplus 72.24%
Reserves to Surplus 73.64%
Investments Hospitality Mutual Ins Co
Southborough, MA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 16.09%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Hospitality Mutual Ins Co
Southborough, MA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 110.13%
Combined Ratio 87.70%
Expense Ratio 49.53%
Loss Ratio 38.16%
Net Premium Growth 12.57%
Other Medical Hospitality Mutual Ins Co
Southborough, MA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Hospitality Mutual Ins Co
Southborough, MA 		Click to
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Net Income 2.83M
Net Premium 17.48M
Health Premium --