E
Physicians Ins Mutual
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.80
Risk Adjusted
Capital Ratio #2
0.90
Loss
Ratio
51.75%
Total
Assets
5.83M
Capital
2.11M
Net
Premiums
1.57M
Net
Income
280.17K
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Weiss Ratings Physicians Ins Mutual
Saint Louis, MO 		Click to
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Rating E
Capitalization Index 6.50
Investment Safety Index --
Liquidity Index 9.40
Profitability Index 3.70
Reserve Adequacy Index 10.00
Stability Index 0.00
Company Info Physicians Ins Mutual
Saint Louis, MO 		Click to
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Industry P&C
NAIC Number 13194
Phone Number (314) 393-4105
Website --
Address 18 Oakleigh Lane Saint Louis, MO 63124
Balance Sheet Physicians Ins Mutual
Saint Louis, MO 		Click to
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Total Assets 5.83M
Capital and Reserves Physicians Ins Mutual
Saint Louis, MO 		Click to
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Risk-Adjusted Capital Ratio #1 1.80
Risk-Adjusted Capital Ratio #2 0.90
1-Year Reserve Development -3,320.00%
2-Year Reserve Development -3,130.00%
Capital 2.11M
Premium to Surplus 90.00%
Reserves to Surplus 180.00%
Investments Physicians Ins Mutual
Saint Louis, MO 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Physicians Ins Mutual
Saint Louis, MO 		Click to
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Medical Loss Ratio --
Cash From Underwriting 370.00%
Combined Ratio 70.00%
Expense Ratio 10.00%
Loss Ratio 51.75%
Net Premium Growth 0.00%
Other Medical Physicians Ins Mutual
Saint Louis, MO 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Physicians Ins Mutual
Saint Louis, MO 		Click to
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Net Income 280.17K
Net Premium 1.57M
Health Premium --