Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
2,299
120
2,419
4.96%
23.88%
2024
2,976
157
3,133
5.01%
23.31%
2023
3,279
888
4,167
21.31%
22.83%
2022
3,465
829
4,294
19.31%
23.10%
2021
3,725
657
4,382
14.99%
22.81%
2020
4,030
445
4,475
9.94%
21.51%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
117
100
217
46.08%
42.44%
2024
127
112
239
46.86%
41.75%
2023
247
165
412
40.05%
38.64%
2022
270
209
479
43.63%
39.39%
2021
291
189
480
39.38%
40.41%
2020
248
234
482
48.55%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1,573
303
1,876
16.15%
38.98%
2024
1,622
219
1,841
11.90%
39.58%
2023
1,914
598
2,512
23.81%
36.96%
2022
2,459
685
3,144
21.79%
37.07%
2021
1,819
546
2,365
23.09%
39.17%
2020
1,627
529
2,156
24.54%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2024
0
0
0
0.00%
12.32%
2023
0
0
0
0.00%
16.34%
2022
1
0
1
0.00%
11.13%
2021
0
1
1
100.00%
18.93%
2020
0
1
1
100.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
444
27
471
5.73%
45.21%
2024
574
48
622
7.72%
45.23%
2023
568
165
733
22.51%
44.64%
2022
669
152
821
18.51%
46.15%
2021
683
202
885
22.82%
46.87%
2020
835
184
1,019
18.06%
43.90%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
32
14
46
30.43%
34.83%
2024
38
17
55
30.91%
35.33%
2023
61
30
91
32.97%
35.67%
2022
75
22
97
22.68%
37.14%
2021
83
18
101
17.82%
35.46%
2020
46
6
52
11.54%
33.86%