A
Brethren Mutual Ins Co
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
4.70
Risk Adjusted
Capital Ratio #2
3.10
Loss
Ratio
64.73%
Total
Assets
311.35M
Capital
168.38M
Net
Premiums
131.31M
Net
Income
2.72M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1,479
388
1,867
20.78%
23.31%
2023
1,134
369
1,503
24.55%
22.83%
2022
1,362
323
1,685
19.17%
23.10%
2021
1,421
287
1,708
16.80%
22.81%
2020
1,352
315
1,667
18.90%
21.51%
2019
1,744
500
2,244
22.28%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
106
64
170
37.65%
47.44%
2023
106
41
147
27.89%
47.29%
2022
93
44
137
32.12%
45.44%
2021
105
38
143
26.57%
44.40%
2020
113
32
145
22.07%
42.45%
2019
170
53
223
23.77%
44.33%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
274
308
582
52.92%
41.75%
2023
330
305
635
48.03%
38.64%
2022
338
300
638
47.02%
39.39%
2021
322
311
633
49.13%
40.41%
2020
375
530
905
58.56%
48.09%
2019
384
346
730
47.40%
43.30%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
1,103
519
1,622
32.00%
39.58%
2023
1,248
511
1,759
29.05%
36.96%
2022
1,228
506
1,734
29.18%
37.07%
2021
983
449
1,432
31.35%
39.17%
2020
1,460
549
2,009
27.33%
35.42%
2019
1,128
484
1,612
30.02%
35.34%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
0
0
0.00%
81.35%
2023
0
2
2
100.00%
74.87%
2022
0
5
5
100.00%
72.69%
2021
32
2
34
5.88%
79.01%
2020
0
1
1
100.00%
80.13%
2019
0
1
1
100.00%
77.47%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
26
18
44
40.91%
12.20%
2023
25
22
47
46.81%
16.34%
2022
27
24
51
47.06%
11.13%
2021
31
29
60
48.33%
18.93%
2020
33
32
65
49.23%
20.93%
2019
27
37
64
57.81%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
442
230
672
34.23%
45.22%
2023
468
215
683
31.48%
44.64%
2022
343
202
545
37.06%
46.15%
2021
426
176
602
29.24%
46.87%
2020
491
240
731
32.83%
43.90%
2019
789
356
1,145
31.09%
42.09%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
17
10
27
37.04%
35.33%
2023
50
11
61
18.03%
35.67%
2022
51
13
64
20.31%
37.14%
2021
50
9
59
15.25%
35.46%
2020
48
16
64
25.00%
33.86%
2019
102
19
121
15.70%
34.01%