B
California Capital Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
1.98
Risk Adjusted
Capital Ratio #2
1.50
Loss
Ratio
65.19%
Total
Assets
1.19B
Capital
517.66M
Net
Premiums
425.21M
Net
Income
29.74M
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Weiss Ratings California Capital Ins Co
Monterey, CA 		Click to
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Rating B
Capitalization Index 7.70
Investment Safety Index --
Liquidity Index 6.80
Profitability Index 8.30
Reserve Adequacy Index 7.00
Stability Index 8.20
Company Info California Capital Ins Co
Monterey, CA 		Click to
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Industry P&C
NAIC Number 13544
Phone Number (831) 233-5500
Website www.ciginsurance.com
Address 1 Lower Ragsdale Drive Monterey, CA 93940
Balance Sheet California Capital Ins Co
Monterey, CA 		Click to
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Total Assets 1.19B
Capital and Reserves California Capital Ins Co
Monterey, CA 		Click to
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Risk-Adjusted Capital Ratio #1 1.98
Risk-Adjusted Capital Ratio #2 1.50
1-Year Reserve Development 1.29%
2-Year Reserve Development 3.06%
Capital 517.66M
Premium to Surplus 82.14%
Reserves to Surplus 78.99%
Investments California Capital Ins Co
Monterey, CA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 15.69%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios California Capital Ins Co
Monterey, CA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 135.55%
Combined Ratio 95.91%
Expense Ratio 30.72%
Loss Ratio 65.19%
Net Premium Growth 13.21%
Other Medical California Capital Ins Co
Monterey, CA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability California Capital Ins Co
Monterey, CA 		Click to
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Net Income 29.74M
Net Premium 425.21M
Health Premium --