Major Rating Factors:
Weak overall results on stability tests (2.6 on a scale of 0 to 10) including. The largest net exposure for one risk is excessive at 11.9% of capital. History of adequate reserve strength (6.0) as reserves have been consistently at an acceptable level. Strong long-term capitalization index (8.1) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors:
Excellent profitability index (8.3). Excellent expense controls. Good liquidity (7.0) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
G - Fast asset or premium growth.
Principal Lines of Business:
Med mal (100.0%)
Licensed in:
HI
Principal Investments:
Common stock (52.3%), investment grade bonds (38.0%), cash (6.3%), other (3.5%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
c/o Willis Towers Watson
Honolulu, HI 96813
Honolulu, HI 96813
Phone Number
(808) 535-0511
NAIC Number
13582
Website
Largest Affiliates
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