C
First Chicago Ins Co
Rating Date
April 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
0.80
Risk Adjusted
Capital Ratio #2
0.60
Loss
Ratio
62.06%
Total
Assets
346.22M
Capital
105.15M
Net
Premiums
231.25M
Net
Income
22.33M
My Lists My Alerts
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
3,726
4,970
8,696
57.15%
22.80%
2023
3,730
6,159
9,889
62.28%
22.83%
2022
3,528
6,732
10,260
65.61%
23.10%
2021
3,601
5,865
9,466
61.96%
22.81%
2020
3,346
4,396
7,742
56.78%
21.51%
2019
3,171
3,456
6,627
52.15%
22.66%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
365
789
1,154
68.37%
47.78%
2023
203
648
851
76.15%
47.29%
2022
222
556
778
71.47%
45.44%
2021
140
207
347
59.65%
44.40%
2020
208
268
476
56.30%
42.45%
2019
721
989
1,710
57.84%
44.33%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
3
24
27
88.89%
39.63%
2023
0
7
7
100.00%
36.96%
2022
2
4
6
66.67%
37.07%
2021
1
10
11
90.91%
39.17%
2020
1
10
11
90.91%
35.42%
2019
0
0
0
0.00%
35.34%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
0
1
1
100.00%
12.77%
2023
1
3
4
75.00%
16.34%
2022
2
2
4
50.00%
11.13%
2021
0
5
5
100.00%
18.93%
2020
2
10
12
83.33%
20.93%
2019
1
2
3
66.67%
16.90%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2024
4,936
12,221
17,157
71.23%
45.00%
2023
2,268
7,239
9,507
76.14%
44.64%
2022
2,346
7,901
10,247
77.11%
46.15%
2021
2,688
6,418
9,106
70.48%
46.87%
2020
2,450
4,001
6,451
62.02%
43.90%
2019
2,692
3,577
6,269
57.06%
42.09%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
2021
0
0
0
0.00%
35.46%
2020
2
12
14
85.71%
33.86%
2019
19
31
50
62.00%
34.01%