A
Essent Guaranty Inc
Radnor,  PA
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
8.64
Risk Adjusted
Capital Ratio #2
5.13
Loss
Ratio
15.23%
Total
Assets
4.01B
Capital
951.10M
Net
Premiums
530.19M
Net
Income
480.60M
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Weiss Ratings Essent Guaranty Inc
Radnor, PA 		Click to
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Rating A
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 8.50
Profitability Index 7.40
Reserve Adequacy Index 9.40
Stability Index 6.10
Company Info Essent Guaranty Inc
Radnor, PA 		Click to
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Industry P&C
NAIC Number 13634
Phone Number (877) 673-8190
Website www.essent.us
Address Two Radnor Corporate Center Radnor, PA 19087
Balance Sheet Essent Guaranty Inc
Radnor, PA 		Click to
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Total Assets 4.01B
Capital and Reserves Essent Guaranty Inc
Radnor, PA 		Click to
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Risk-Adjusted Capital Ratio #1 8.64
Risk-Adjusted Capital Ratio #2 5.13
1-Year Reserve Development -470.00%
2-Year Reserve Development -890.00%
Capital 951.10M
Premium to Surplus 60.00%
Reserves to Surplus 20.00%
Investments Essent Guaranty Inc
Radnor, PA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 0.01%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Essent Guaranty Inc
Radnor, PA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 570.00%
Combined Ratio 30.00%
Expense Ratio 10.00%
Loss Ratio 15.23%
Net Premium Growth 0.00%
Other Medical Essent Guaranty Inc
Radnor, PA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Essent Guaranty Inc
Radnor, PA 		Click to
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Net Income 480.60M
Net Premium 530.19M
Health Premium --