A
Essent Guaranty Inc
Radnor,  PA
Rating Date
June 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
11.90
Risk Adjusted
Capital Ratio #2
6.90
Loss
Ratio
7.40%
Total
Assets
4.05B
Capital
1.11B
Net
Premiums
543.70M
Net
Income
116.27M
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Weiss Ratings Essent Guaranty Inc
Radnor, PA 		Click to
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Rating A
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 9.70
Profitability Index 9.10
Reserve Adequacy Index 9.40
Stability Index 8.20
Company Info Essent Guaranty Inc
Radnor, PA 		Click to
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Industry P&C
NAIC Number 13634
Phone Number (877) 673-8190
Website www.essent.us
Address Two Radnor Corporate Center Radnor, PA 19087
Balance Sheet Essent Guaranty Inc
Radnor, PA 		Click to
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Total Assets 4.05B
Capital and Reserves Essent Guaranty Inc
Radnor, PA 		Click to
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Risk-Adjusted Capital Ratio #1 11.90
Risk-Adjusted Capital Ratio #2 6.90
1-Year Reserve Development -650.00%
2-Year Reserve Development -1,010.00%
Capital 1.11B
Premium to Surplus 50.00%
Reserves to Surplus 20.00%
Investments Essent Guaranty Inc
Radnor, PA 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 0.01%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Essent Guaranty Inc
Radnor, PA 		Click to
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Medical Loss Ratio --
Cash From Underwriting 590.00%
Combined Ratio 20.00%
Expense Ratio 10.00%
Loss Ratio 7.40%
Net Premium Growth 0.00%
Other Medical Essent Guaranty Inc
Radnor, PA 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Essent Guaranty Inc
Radnor, PA 		Click to
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Net Income 116.27M
Net Premium 543.70M
Health Premium --