Major Rating Factors:
Fair profitability index (3.2 on a scale of 0 to 10) with operating losses during 2022, 2023 and 2024. Fair overall results on stability tests (3.2) including excessive premium growth, negative cash flow from operations for 2025 and fair risk adjusted capital in prior years. Strong long-term capitalization index (10.0) based on excellent current risk adjusted capital (severe and moderate loss scenarios) reflecting significant improvement over results in 2021.
Other Rating Factors:
Ample reserve history (7.0) that can protect against increases in claims costs. Superior liquidity (10.0) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
F - Negative cash flow.
Principal Lines of Business:
Reinsurance (100.0%)
Licensed in:
(No states)
Principal Investments:
Cash (96.7%), other (3.3%)
Corporate Info
Group Affiliation
Sompo Holdings Inc
Investment Rating
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Company Address
Nanbo Guahan 250 Bldg.
Hagatna, GU 96910
Hagatna, GU 96910
Phone Number
(671) 475-1492
NAIC Number
13635
Website
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Largest Affiliates