A
Florida Family Home Ins Co
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
Income
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Major Rating Factors: Strong long-term capitalization index (10.0 on a scale of 0 to 10) based on excellent current risk adjusted capital (severe and moderate loss scenarios). Furthermore, this high level of risk adjusted capital has been consistently maintained in previous years. Ample reserve history (7.0) that can protect against increases in claims costs. Excellent overall profitability index (6.9) despite operating losses during 2021.
Other Rating Factors: Good liquidity (7.0) with sufficient resources (cash flows and marketable investments) to handle a spike in claims. Good overall results on stability tests (6.4) despite. Stability strengths include good operational trends and excellent risk diversification.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. L - Past results on our liquidity tests.
Principal Lines of Business: Homeowners (88.1%), fire (11.9%)
Licensed in: FL
Principal Investments: Investment grade bonds (91.6%), cash (0.6%), non investment grade bonds (0.5%), other (7.3%)
Ratios
Premium to Surplus
Reserve to Surplus
1-Year Reserve Development
2-Year Reserve Development
Expense Ratio
Combined Ratio
Cash From Underwriting
Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
Barrington Capital LLC
Investment Rating
--
Company Address
27599 Riverview Center Boulevard
Bonita Springs, FL 34134
Phone Number
(239) 495-4700
NAIC Number
13648
Largest Affiliates
A
Bonita Springs, FL - P&C