Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
32
0
32
0.00%
23.88%
2024
60
0
60
0.00%
23.31%
2023
39
0
39
0.00%
22.83%
2022
30
6
36
16.67%
23.10%
2021
45
10
55
18.18%
22.81%
2020
52
12
64
18.75%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
166
9
175
5.14%
49.08%
2024
205
8
213
3.76%
47.46%
2023
120
11
131
8.40%
47.29%
2022
63
44
107
41.12%
45.44%
2021
69
49
118
41.53%
44.40%
2020
37
43
80
53.75%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
2
0
2
0.00%
42.44%
2024
3
0
3
0.00%
41.75%
2023
5
1
6
16.67%
38.64%
2022
5
2
7
28.57%
39.39%
2021
1
0
1
0.00%
40.41%
2020
6
11
17
64.71%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
1
0
1
0.00%
36.96%
2022
1
0
1
0.00%
37.07%
2021
2
0
2
0.00%
39.17%
Medical Professional Liability (Claims Made)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
3
3
100.00%
95.15%
2024
0
2
2
100.00%
96.08%
2023
0
6
6
100.00%
95.22%
2022
0
3
3
100.00%
96.00%
2021
0
5
5
100.00%
93.58%
2020
1
9
10
90.00%
94.02%
Medical Professional Liability (Occurrence)
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
94.16%
2024
0
0
0
0.00%
92.29%
2023
0
0
0
0.00%
92.52%
2022
0
0
0
0.00%
92.14%
2020
0
0
0
0.00%
93.85%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
3
10
13
76.92%
83.87%
2024
3
8
11
72.73%
81.44%
2023
1
9
10
90.00%
74.87%
2022
2
1
3
33.33%
72.69%
2021
1
7
8
87.50%
79.01%
2020
2
8
10
80.00%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
11
63
74
85.14%
13.25%
2024
14
56
70
80.00%
12.32%
2023
12
77
89
86.52%
16.34%
2022
12
79
91
86.81%
11.13%
2021
13
91
104
87.50%
18.93%
2020
12
119
131
90.84%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
0
1
1
100.00%
44.64%
2022
15
13
28
46.43%
46.15%
2021
69
51
120
42.50%
46.87%
2020
81
81
162
50.00%
43.90%
Product Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
2
2
100.00%
84.76%
2024
0
0
0
0.00%
84.35%
2023
0
4
4
100.00%
68.07%
2022
0
2
2
100.00%
77.84%
2021
0
2
2
100.00%
84.45%
2020
0
2
2
100.00%
83.02%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
6
6
100.00%
63.59%
2024
0
2
2
100.00%
63.97%
2023
0
2
2
100.00%
62.55%
2022
0
3
3
100.00%
56.52%
2021
1
4
5
80.00%
62.74%
2020
3
23
26
88.46%
61.51%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
34.83%
2024
25
0
25
0.00%
35.33%
2023
103
0
103
0.00%
35.67%
2022
92
6
98
6.12%
37.14%
2021
103
7
110
6.36%
35.46%
2020
131
7
138
5.07%
33.86%