Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1,419
91
1,510
6.03%
23.88%
2024
1,233
73
1,306
5.59%
23.31%
2023
943
67
1,010
6.63%
22.83%
2022
0
0
0
0.00%
23.10%
2021
789
57
846
6.74%
22.81%
2020
707
43
750
5.73%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
18
2
20
10.00%
49.08%
2024
16
2
18
11.11%
47.46%
2023
17
2
19
10.53%
47.29%
2022
0
0
0
0.00%
45.44%
2021
18
1
19
5.26%
44.40%
2020
13
2
15
13.33%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
87
34
121
28.10%
42.44%
2024
52
40
92
43.48%
41.75%
2023
85
60
145
41.38%
38.64%
2022
0
0
0
0.00%
39.39%
2021
77
52
129
40.31%
40.41%
2020
72
37
109
33.94%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
195
42
237
17.72%
38.98%
2024
135
47
182
25.82%
39.58%
2023
167
58
225
25.78%
36.96%
2022
0
0
0
0.00%
37.07%
2021
197
69
266
25.94%
39.17%
2020
197
55
252
21.83%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
13.25%
2024
0
0
0
0.00%
12.32%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
345
47
392
11.99%
45.21%
2024
252
26
278
9.35%
45.23%
2023
163
19
182
10.44%
44.64%
2022
0
0
0
0.00%
46.15%
2021
132
16
148
10.81%
46.87%
2020
123
19
142
13.38%
43.90%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
7
3
10
30.00%
34.83%
2024
4
9
13
69.23%
35.33%
2023
2
9
11
81.82%
35.67%
2022
0
0
0
0.00%
37.14%
2021
1
6
7
85.71%
35.46%
2020
0
9
9
100.00%
33.86%