B
Coastal American Ins Co
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
2.11
Risk Adjusted
Capital Ratio #2
1.51
Loss
Ratio
46.07%
Total
Assets
31.46M
Capital
13.60M
Net
Premiums
7.80M
Net
Income
2.14M
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Weiss Ratings Coastal American Ins Co
Gulfport, MS 		Click to
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Rating B
Capitalization Index 7.40
Investment Safety Index --
Liquidity Index 6.70
Profitability Index 5.10
Reserve Adequacy Index 4.70
Stability Index 4.40
Company Info Coastal American Ins Co
Gulfport, MS 		Click to
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Industry P&C
NAIC Number 13741
Phone Number (228) 897-9786
Website gulfstatesinsure.com
Address 15th Place Office Building Gulfport, MS 39501
Balance Sheet Coastal American Ins Co
Gulfport, MS 		Click to
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Total Assets 31.46M
Capital and Reserves Coastal American Ins Co
Gulfport, MS 		Click to
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Risk-Adjusted Capital Ratio #1 2.11
Risk-Adjusted Capital Ratio #2 1.51
1-Year Reserve Development 1.17%
2-Year Reserve Development 1.64%
Capital 13.60M
Premium to Surplus 57.36%
Reserves to Surplus 11.62%
Investments Coastal American Ins Co
Gulfport, MS 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Coastal American Ins Co
Gulfport, MS 		Click to
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Medical Loss Ratio --
Cash From Underwriting 219.37%
Combined Ratio 77.33%
Expense Ratio 31.26%
Loss Ratio 46.07%
Net Premium Growth -13.28%
Other Medical Coastal American Ins Co
Gulfport, MS 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Coastal American Ins Co
Gulfport, MS 		Click to
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Net Income 2.14M
Net Premium 7.80M
Health Premium --