Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
159
30
189
15.87%
42.44%
2024
135
37
172
21.51%
41.75%
2023
185
57
242
23.55%
38.64%
2022
175
55
230
23.91%
39.39%
2021
134
51
185
27.57%
40.41%
2020
133
52
185
28.11%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
11,686
3,841
15,527
24.74%
38.98%
2024
10,706
4,268
14,974
28.50%
39.58%
2023
15,388
5,416
20,804
26.03%
36.96%
2022
14,060
4,724
18,784
25.15%
37.07%
2021
12,033
4,198
16,231
25.86%
39.17%
2020
13,444
5,009
18,453
27.14%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
1
1
100.00%
13.25%
2022
2
0
2
0.00%
11.13%
2021
1
2
3
66.67%
18.93%
2020
2
0
2
0.00%
20.93%