US Lloyds Ins Co
Major Rating Factors:
Fair reserve development (3.7 on a scale of 0 to 10) as reserves have generally been sufficient to cover claims. In 2023 the two year reserve development was 23.3% deficient. Fair profitability index (4.4). Fair overall results on stability tests (3.6) including. The largest net exposure for one risk is high at 3.7% of capital.
Other Rating Factors:
Strong long-term capitalization index (7.4) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels. Excellent liquidity (7.1) with ample operational cash flow and liquid investments.
Stability Factors:
D - Limited diversification of general business, policy, and/or investment risk.
R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business:
Homeowners (48.8%), personal/comm auto (47.7%), fire (0.7%), other (2.8%)
Licensed in:
TX
Principal Investments:
Cash (46.1%), investment grade bonds (33.3%), common stock (10.1%), real estate (4.2%), other (6.3%)
Corporate Info
Group Affiliation
None
Investment Rating
--
Company Address
8190 Precinct Line Road
Colleyville, TX 76034
Colleyville, TX 76034
Phone Number
(817) 285-1800
NAIC Number
13781
Website
Largest Affiliates
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