C
Cmnty Blood Centers Exchange
Rating Date
June 2026
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
Net
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Major Rating Factors: Fair profitability index (3.9 on a scale of 0 to 10) with operating losses during 2024 and 2025. Fair overall results on stability tests (3.4) including negative cash flow from operations for 2025. The largest net exposure for one risk is high at 3.9% of capital. Fair long-term capitalization index (4.5) based on fair current risk adjusted capital (severe loss scenarios), although results have slipped from the excellent range during the last year.
Other Rating Factors: History of adequate reserve strength (5.9) as reserves have been consistently at an acceptable level. Good liquidity (7.0) with sufficient resources (cash flows and marketable investments) to handle a spike in claims.
Stability Factors: D - Limited diversification of general business, policy, and/or investment risk. F - Negative cash flow. R - Concerns about the financial strength of its reinsurers.
Principal Lines of Business: Med mal (92.2%), other (7.8%)
Licensed in: IN
Principal Investments: Investment grade bonds (67.0%), common stock (15.7%), cash (1.2%), other (16.2%)
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2-Year Reserve Development
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Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
101 S. Fifth Street
Louisville, KY 40202
Phone Number
(502) 882-4500
NAIC Number
13893
Largest Affiliates
There are no affiliate to display.