C
Cmnty Blood Centers Exchange
Rating Date
October 2025
NAIC
Classification
Risk Adjusted
Capital Ratio #1
Risk Adjusted
Capital Ratio #2
Loss
Ratio
Total
Assets
Capital
Net
Premiums
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Major Rating Factors: Fair profitability index (4.7 on a scale of 0 to 10) with operating losses during 2020 and 2024. Return on equity has been low, averaging 2.7% over the past five years. Fair overall results on stability tests (3.4) including. The largest net exposure for one risk is high at 3.8% of capital. Strong long-term capitalization index (7.2) based on excellent current risk adjusted capital (severe and moderate loss scenarios), despite some fluctuation in capital levels.
Other Rating Factors: History of adequate reserve strength (6.9) as reserves have been consistently at an acceptable level. Superior liquidity (9.0) with ample operational cash flow and liquid investments.
Stability Factors: C - Past results on our Risk-Adjusted Capital tests. D - Limited diversification of general business, policy, and/or investment risk. R - Concerns about the financial strength of its reinsurers. T - Significant trends in critical asset, liability, income or expense items.
Principal Lines of Business: Med mal (91.4%), other (8.6%)
Licensed in: IN
Principal Investments: Investment grade bonds (74.7%), common stock (13.0%), cash (0.8%), other (11.5%)
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2-Year Reserve Development
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Net Premium Growth
Investments in Affiliates
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Corporate Info
Group Affiliation
None
Investment Rating
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Company Address
101 S. Fifth Street
Louisville, KY 40202
Phone Number
(502) 882-4500
NAIC Number
13893
Largest Affiliates
No affiliate information available.