Florists Mutual Ins Co
Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1,322
727
2,049
35.48%
23.88%
2024
553
228
781
29.19%
23.31%
2023
616
244
860
28.37%
22.83%
2022
853
331
1,184
27.96%
23.10%
2021
561
210
771
27.24%
22.81%
2020
489
191
680
28.09%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
106
99
205
48.29%
49.08%
2024
72
65
137
47.45%
47.46%
2023
67
59
126
46.83%
47.29%
2022
62
52
114
45.61%
45.44%
2021
59
51
110
46.36%
44.40%
2020
55
43
98
43.88%
42.45%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
2
1
3
33.33%
42.44%
2024
1
1
2
50.00%
41.75%
2023
1
1
2
50.00%
38.64%
2022
2
1
3
33.33%
39.39%
2021
2
1
3
33.33%
40.41%
2020
2
2
4
50.00%
48.09%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
1
1
100.00%
83.87%
2024
0
1
1
100.00%
81.44%
2023
0
0
0
0.00%
74.87%
2022
0
0
0
0.00%
72.69%
2021
0
0
0
0.00%
79.01%
2020
0
0
0
0.00%
80.13%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
10
14
24
58.33%
13.25%
2024
8
12
20
60.00%
12.32%
2023
8
10
18
55.56%
16.34%
2022
7
10
17
58.82%
11.13%
2021
7
8
15
53.33%
18.93%
2020
7
8
15
53.33%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1,252
597
1,849
32.29%
45.21%
2024
667
291
958
30.38%
45.23%
2023
617
271
888
30.52%
44.64%
2022
857
371
1,228
30.21%
46.15%
2021
603
248
851
29.14%
46.87%
2020
599
244
843
28.94%
43.90%
Product Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1
4
5
80.00%
63.59%
2024
1
2
3
66.67%
63.97%
2023
1
1
2
50.00%
62.55%
2022
1
2
3
66.67%
56.52%
2021
1
1
2
50.00%
62.74%
2020
0
2
2
100.00%
61.51%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
114
58
172
33.72%
34.83%
2024
82
72
154
46.75%
35.33%
2023
86
37
123
30.08%
35.67%
2022
89
42
131
32.06%
37.14%
2021
88
38
126
30.16%
35.46%
2020
93
37
130
28.46%
33.86%