Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
4,612
687
5,299
12.96%
22.82%
2022
4,431
612
5,043
12.14%
23.10%
2021
4,313
561
4,874
11.51%
22.81%
2020
4,041
802
4,843
16.56%
21.51%
2019
5,314
1,121
6,435
17.42%
22.66%
2018
5,424
952
6,376
14.93%
21.92%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
4
1
5
20.00%
47.27%
2022
4
1
5
20.00%
45.41%
2021
4
1
5
20.00%
44.40%
2020
3
2
5
40.00%
42.42%
2019
5
2
7
28.57%
44.33%
2018
3
1
4
25.00%
44.16%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
17
5
22
22.73%
38.64%
2022
13
3
16
18.75%
39.39%
2021
14
4
18
22.22%
40.41%
2020
9
13
22
59.09%
48.09%
2019
15
7
22
31.82%
43.30%
2018
10
4
14
28.57%
41.13%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
1,074
517
1,591
32.50%
36.96%
2022
801
372
1,173
31.71%
37.08%
2021
927
468
1,395
33.55%
39.17%
2020
977
488
1,465
33.31%
35.42%
2019
1,054
529
1,583
33.42%
35.34%
2018
757
445
1,202
37.02%
34.35%
Other Liability: Claims Made
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
0
0
0
0.00%
74.81%
2022
0
0
0
0.00%
73.22%
2021
0
0
0
0.00%
79.01%
2020
0
0
0
0.00%
80.13%
2019
0
0
0
0.00%
77.47%
2018
0
0
0
0.00%
77.10%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
32
12
44
27.27%
16.34%
2022
35
14
49
28.57%
11.13%
2021
39
13
52
25.00%
18.93%
2020
27
5
32
15.63%
20.93%
2019
42
13
55
23.64%
16.90%
2018
42
11
53
20.75%
11.94%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
468
437
905
48.29%
44.64%
2022
468
423
891
47.47%
46.15%
2021
516
468
984
47.56%
46.87%
2020
584
536
1,120
47.86%
43.90%
2019
846
816
1,662
49.10%
42.09%
2018
899
759
1,658
45.78%
39.60%
Workers' Compensation
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2023
4
1
5
20.00%
35.70%
2022
4
1
5
20.00%
37.14%
2021
4
1
5
20.00%
35.46%
2020
4
2
6
33.33%
33.86%
2019
5
2
7
28.57%
34.01%
2018
5
1
6
16.67%
32.34%
