C
Empire Bonding & Ins Co
Rating Date
October 2025
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
3.35
Risk Adjusted
Capital Ratio #2
2.98
Loss
Ratio
1.66%
Total
Assets
6.51M
Capital
3.42M
Net
Premiums
235.45K
Net
Income
8.39K
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Weiss Ratings Empire Bonding & Ins Co
Oceanside, NY 		Click to
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Rating C
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 10.00
Profitability Index 4.90
Reserve Adequacy Index 9.30
Stability Index 2.10
Company Info Empire Bonding & Ins Co
Oceanside, NY 		Click to
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Industry P&C
NAIC Number 14051
Phone Number (516) 538-5555
Website www.empirebondingandinsurance.com
Address 293 Foxhurst Road Oceanside, NY 11572
Balance Sheet Empire Bonding & Ins Co
Oceanside, NY 		Click to
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Total Assets 6.51M
Capital and Reserves Empire Bonding & Ins Co
Oceanside, NY 		Click to
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Risk-Adjusted Capital Ratio #1 3.35
Risk-Adjusted Capital Ratio #2 2.98
1-Year Reserve Development -100.00%
2-Year Reserve Development -330.00%
Capital 3.42M
Premium to Surplus 20.00%
Reserves to Surplus 0.00%
Investments Empire Bonding & Ins Co
Oceanside, NY 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Empire Bonding & Ins Co
Oceanside, NY 		Click to
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Medical Loss Ratio --
Cash From Underwriting 90.00%
Combined Ratio 100.00%
Expense Ratio 100.00%
Loss Ratio 1.66%
Net Premium Growth 0.00%
Other Medical Empire Bonding & Ins Co
Oceanside, NY 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Empire Bonding & Ins Co
Oceanside, NY 		Click to
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Net Income 8.39K
Net Premium 235.45K
Health Premium --