A
Carolina Mutual Ins Inc
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
4.84
Risk Adjusted
Capital Ratio #2
3.94
Loss
Ratio
58.10%
Total
Assets
140.00M
Capital
88.84M
Net
Premiums
40.20M
Net
Income
5.12M
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Weiss Ratings Carolina Mutual Ins Inc
High Point, NC 		Click to
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Rating A
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 7.00
Profitability Index 8.30
Reserve Adequacy Index 8.20
Stability Index 6.70
Company Info Carolina Mutual Ins Inc
High Point, NC 		Click to
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Industry P&C
NAIC Number 14090
Phone Number (336) 869-3000
Website --
Address 1820 Eastchester Drive High Point, NC 27265
Balance Sheet Carolina Mutual Ins Inc
High Point, NC 		Click to
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Total Assets 140.00M
Capital and Reserves Carolina Mutual Ins Inc
High Point, NC 		Click to
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Risk-Adjusted Capital Ratio #1 4.84
Risk-Adjusted Capital Ratio #2 3.94
1-Year Reserve Development -3.62%
2-Year Reserve Development -6.07%
Capital 88.84M
Premium to Surplus 45.24%
Reserves to Surplus 35.22%
Investments Carolina Mutual Ins Inc
High Point, NC 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates --
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Carolina Mutual Ins Inc
High Point, NC 		Click to
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Medical Loss Ratio --
Cash From Underwriting 109.05%
Combined Ratio 92.03%
Expense Ratio 33.93%
Loss Ratio 58.10%
Net Premium Growth 6.25%
Other Medical Carolina Mutual Ins Inc
High Point, NC 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Carolina Mutual Ins Inc
High Point, NC 		Click to
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Net Income 5.12M
Net Premium 40.20M
Health Premium --