Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
676
310
986
31.44%
23.88%
2024
1,140
571
1,711
33.37%
23.31%
2023
586
282
868
32.49%
22.83%
2022
222
54
276
19.57%
23.10%
2021
169
61
230
26.52%
22.81%
2020
84
8
92
8.70%
21.51%
Commercial Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
233
395
628
62.90%
49.08%
2024
379
388
767
50.59%
47.46%
2023
709
381
1,090
34.95%
47.29%
2022
1,166
651
1,817
35.83%
45.44%
2021
1,183
541
1,724
31.38%
44.40%
2020
815
202
1,017
19.86%
42.45%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
13.25%
2024
0
0
0
0.00%
12.32%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
0
0
0.00%
18.93%
2020
0
0
0
0.00%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
1,259
2,048
3,307
61.93%
45.21%
2024
2,202
2,368
4,570
51.82%
45.23%
2023
1,409
1,346
2,755
48.86%
44.64%
2022
897
861
1,758
48.98%
46.15%
2021
439
276
715
38.60%
46.87%
2020
661
115
776
14.82%
43.90%