Auto Physical Damage
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
215
0
215
0.00%
23.88%
2024
136
0
136
0.00%
23.31%
2023
116
0
116
0.00%
22.83%
2022
0
0
0
0.00%
23.10%
2021
180
46
226
20.35%
22.81%
2020
186
34
220
15.45%
21.51%
Commercial Multiple Peril
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
13
0
13
0.00%
42.44%
2024
18
0
18
0.00%
41.75%
2023
13
0
13
0.00%
38.64%
2022
0
0
0
0.00%
39.39%
2021
10
6
16
37.50%
40.41%
2020
15
11
26
42.31%
48.09%
Homeowners & Farmowners
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
302
0
302
0.00%
38.98%
2024
309
0
309
0.00%
39.58%
2023
285
0
285
0.00%
36.96%
2022
0
0
0
0.00%
37.07%
2021
307
105
412
25.49%
39.17%
2020
438
112
550
20.36%
35.42%
Other Liability: Occurrence
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
0
0
0
0.00%
13.25%
2024
1
0
1
0.00%
12.32%
2023
0
0
0
0.00%
16.34%
2022
0
0
0
0.00%
11.13%
2021
0
2
2
100.00%
18.93%
2020
1
2
3
66.67%
20.93%
Private Passenger Auto Liability
Year
Claims Received and Closed
Claims Closed without Payment
Total Claims Received and Closed
Percentage of Claims Closed without Payment
Percentage of Claims Closed without Payment
National Average
National Average
2025
160
0
160
0.00%
45.21%
2024
165
0
165
0.00%
45.23%
2023
137
0
137
0.00%
44.64%
2022
0
0
0
0.00%
46.15%
2021
49
11
60
18.33%
46.87%
2020
48
13
61
21.31%
43.90%