C
Founders Ins Co (IL)
Rating Date
June 2026
NAIC
Classification
Property & Casualty
Risk Adjusted
Capital Ratio #1
5.05
Risk Adjusted
Capital Ratio #2
3.52
Loss
Ratio
66.14%
Total
Assets
276.43M
Capital
112.33M
Net
Premiums
92.85M
Net
Income
7.03M
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Weiss Ratings Founders Ins Co (IL)
New Hartford, NY 		Click to
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Rating C
Capitalization Index 10.00
Investment Safety Index --
Liquidity Index 6.70
Profitability Index 8.30
Reserve Adequacy Index 6.60
Stability Index 8.10
Company Info Founders Ins Co (IL)
New Hartford, NY 		Click to
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Industry P&C
NAIC Number 14249
Phone Number (847) 768-0040
Website www.foundersinsurance.com
Address 180 Genesee Street New Hartford, NY 13413
Balance Sheet Founders Ins Co (IL)
New Hartford, NY 		Click to
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Total Assets 276.43M
Capital and Reserves Founders Ins Co (IL)
New Hartford, NY 		Click to
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Risk-Adjusted Capital Ratio #1 5.05
Risk-Adjusted Capital Ratio #2 3.52
1-Year Reserve Development 2.84%
2-Year Reserve Development 4.69%
Capital 112.33M
Premium to Surplus 82.66%
Reserves to Surplus 93.77%
Investments Founders Ins Co (IL)
New Hartford, NY 		Click to
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Cash --
CMO & Structured Securities --
Common & Preferred Stock --
Invested Assets --
Investments in Affiliates 2.71%
Mortgages in Good Standing --
Non-Investment Grade Bonds --
Non-Performing Mortgages --
Other Investment Grade Bonds --
Other Investments --
Real Estate --
Operating Ratios Founders Ins Co (IL)
New Hartford, NY 		Click to
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Medical Loss Ratio --
Cash From Underwriting 111.87%
Combined Ratio 97.48%
Expense Ratio 31.34%
Loss Ratio 66.14%
Net Premium Growth 7.97%
Other Medical Founders Ins Co (IL)
New Hartford, NY 		Click to
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Bonus Pay --
Capitation Pay --
Contractual Pay --
Enrollment --
Fee For Service --
Medical Expense Per Member Per Month --
Network Physicians --
Other Pay --
Salary Pay --
Total Patient Encounters - Physician --
Total Patient Encounters-Non-Physician --
Profitability Founders Ins Co (IL)
New Hartford, NY 		Click to
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Net Income 7.03M
Net Premium 92.85M
Health Premium --